Archive for the ‘Investing’ Category

Highest paying Google AdSense keywords

Friday, June 22nd, 2007

We all know that we can make money from Google AdSense and that some keywords pay more than other keywords. But which keywords pay the most cost per click?

Thanks to CyberWyre we have a list of the Highest Paying Search Terms. The list includes the top 230 paying search keywords. The top 10 paying keywords all pay more than $38.00 per click:

$54.33 mesothelioma lawyers
$47.79 what is mesothelioma
$47.72 peritoneal mesothelioma
$47.25 consolidate loans
$47.16 refinancing mortgage
$45.55 tax attorney
$41.22 mesothelioma
$38.86 car accident lawyer
$38.68 ameriquest mortgage
$38.03 mortgage refinance

Remember that there has not been a confirmed list about the top AdSense keywords and the cost per click is a dynamic automated system that will continue to change. Now that you have a list of the top paying keywords don’t stuff your site with these keywords. Great content is what keeps your readers coming back to your site ;) .

The power of a blog

Monday, June 18th, 2007

Ok so this isn’t exactly new news but definatly something worth making a post on. So have you ever wondered what the most influential blog out there is? Well I think it’s safe to say that Engadget made one post that shook the world.

This post from Engadget gave Apple a bit of a taste of the power of a blog.  Engadget created a post explaining that the iPhone and Leopard operating system launches would be delayed for a few months. This story was completely based on an internal e-mail that came from Apple and was fowarded to them. Within a few minutes of the post going live Apple’s stock dropped from $107.89 to $103.42 and demolished over $4 billion of the companies net worth in just a few minutes!

This one doesn’t bode well for Mac fans and the iPhone-hopeful: we have it on authority that as of today, the iPhone launch is being pushed back from June to… October (!), and Leopard is again seeing a delay, this time being pushed all the way back to January. Of 2008. The latest WWDC Leopard beta will still be handed out, but it looks like Apple-quality takes time, and we’re sure Jobs would remind everyone that it’s not always about “writing a check”, but just how much time are these two products really going to take?

Here is what Engadget had to say after they were notified that the e-mail was a hoax.

Here’s the story. A trustworthy source supplied us with an actual internal Apple email that went out to thousands of Apple employees earlier today (published after the break). The fact that this was an email sent within Apple’s internal email system to its employees is not in question. Let us reiterate: this was an ACTUAL email distributed within Apple’s internal email system to Apple employees.

When Engadget made the update Apple’s stock went back up a little bit however, Apple was left with the stinger of $1.25 billion in loses that day. All of this happened in 22 minuntes. Who knew a blog had this kind of power :) .

50 Highest paid American athletes

Tuesday, June 12th, 2007

Sports Illustrated has come out with this years list of the top 50 paid athletes in the U.S. The list is comprised not only of salary but bonuses, endorsements, winnings and anything else related to their career. Tiger Woods took the number one spot again this year cashing in at an amazing $111,941,827. The best pound for pound boxer out there, Oscar De La Ho took this years second place making a cool $55,000,000. Here is the remainder of the list:

 Tiger Woods

  1. Tiger Woods, golf, $111,941,827
  2. Oscar De La Hoya, boxing, $55,000,000
  3. Phil Mickelson, golf, $51,256,505
  4. Shaquille O’Neal, NBA, $35,000,000
  5. Kobe Bryant, NBA, $33,718,750
  6. LeBron James, NBA, $30,828,089
  7. Kevin Garnett, NBA, $29,000,000
  8. Derek Jeter, MLB, $29,000,000
  9. Alex Rodriguez, MLB, $28,000,000
  10. Dale Earnhardt Jr., auto racing, $27,111,735

Check out the detailed list at Sports Illustrated.

Credit card intrest rate

Saturday, June 9th, 2007

The other day I was out for lunch with a few buddies and we got talking about credit cards and their intrest rates. One friend was bragging about how low his credit card intrest rate was I was explaining to him why I didn’t care if my intrest rate was 6% or 60%.

What Does intrest rate even mean on a credit card?

Basically owning and using a credit card is the same as aquiring a one month loan. You borrow money from either Visa or Mastercard  and as long as you pay off the loan in full by the end of the month it is a 100% intrest free loan. If you don’t pay off the balance in full by the end of the month you are charged intrest on whatever the balance is that you owe. In most cases credit card intrest rates are typically around 20% and if your balance is $1000 you would be charged $16.66 for that month.

 Credit Card

So this is why i dont care what my credit card intrest rate is:

I never carry a balance and neither should you. If I can’t afford something I don’t buy it. Of course there is going to be those people out there saying “but Shaun what about larger purchases such as vehicles, college and homes?” Those are expensive purchases and they do require some sort of financial planning with a long term loan in mind but a credit card is not the way of doing this.

Whenever I hear people brag about their low intrest rates I am not impressed. Just make sure you pay off your credit card off in full at the end of each month and you will never get into trouble.

Lets take a quick look at how what was to happen if you only payed the minumum balance on your credit card:

If you were to have a $1000 balance on your credit card and you payed the minimum amount which is around $25 every month this would take you around 45 months to pay off and would cost you $1900 in intrest. You are basically paying $2900 for a $1000 loan.

This explains why credit card compaines are so incredibly profitable. Pay off your credit card in FULL.

ReviewMe Vs. PayPerPost

Wednesday, June 6th, 2007

I thought it would be interesting to break down the two leading sponsored post services Pay Per Post and ReviewMe to see what the differences are and hopefully help other bloggers in choosing the most appropriate service for their blog. To the naked eye both companies do the same thing- sell sponsored posts on a blog, however there are a few unique details that separate the two companies.

Entrance Requirements

PayPerPost is much easier to join than ReviewMe, they don’t have any minimum traffic level requirements. PayPerPost does however require your blog to be at least 90 days old and have a minimum of 20 posts. It also appears that PayPerPost only accepts English language blogs.

ReviewMe does have a minimum traffic requirement to your bog. When you sign up with ReviewMe you can instantly find out if you meet ReviewMe’s qualifications just by entering your blog’s URL and ReviewMe’s system will quickly give you a yes or no answer. ReviewMe takes in a number of factors to figure out if you qualify for their service, they take into account your blog’s Alexa ranking, Technorati ranking, and the estimated number of RSS subscribers. ReviewMe does accept non-English blogs.

Getting Sponsored Posts

With PayPerPost the publishers choose the advertisers. The advertisers place their post opportunities in the PayPerPost marketplace. The advertiser then lists the requirements of the post and how much they are willing to pay for the post. Publishers that meet those requirements will then write the paid post. The next step is to submit the URL containing the paid post to PayPerPost for approval. This process can take up to 72 hours. The post must stay on your blog for 30 days. After 30 days PayPerPost will check to see if your paid post is still live and still meets the opportunity requirements. If everything goes according to plan you will get paid for the post via PayPal.

With ReviewMe the advertiser chooses the publisher (opposite of PayPerPost). All of ReviewMe’s publishers have their own landing page which features their blog. Advertisers choose the most appropriate blog to have their product or service reviewed then send a review request to the blog they wish to have the paid post from. The blog owner will then have 48 hours to accept or reject the request, if accepted the blogger will have 48 hours to turn over the review for approval. At the end of each month the blogger will be paid for all of the reviews they completed throughout the month via PayPal.

Simply put there is much more opportunites with PayPerPost due to the fact that bloggers have the choice of many review opportunities in the PayPerPost marketplace. With ReviewMe the blogger must wait for the advertisers to call on you.

Disclosure Requirements

ReviewMe and PayPerPost both make it mandatory for the bloggers to disclose that the post they write is a paid review. PayPerPost offers the choice to disclose on each post that it is a paid review or the blogger can have a link on the post leading to a clearly visible disclosure policy.

PayPerPost allows the advertisers to set the tone of the review to either being positive, negative or neutral. I would say the majority of the advertisers using PayPerPost have neutral tones but that doesn’t stop some advertisers demanding positive reviews only.

ReviewMe does not have a tone requirement for any of the reviews. The publisher can be positive, negative or neutral. I feel with ReviewMe giving the freedom for the publisher to write honest reviews  the blog will remain completely honest and will increas reader trust.

 So how much will I make?

 Revie Me Logo                                               

 PayPerPost Logo

ReviewMe reviews start at $40.00 and goes up from there depending on what your rank for your blog is. PayPerPost reviews start at $4.00 and goes up from there.

With the way that ReviewMe is set up you do not have control over the amount of review offers therefor you might have a low request rate for your blog. With PayPerPost the publisher has the opportunity to decide on how many paid posts he/she is willing to write therefore the amount any blogger makes from PayPerPost is completely in the controll of the blogger.

ReviewMe takes 50% of the review price that your price is set at. If your price is set at $500.00 ReviewMe keeps $250 and you get the remaining $250.00. PayPerPost adds an additional 25% to the post price which is their fee. A post listed in the marketplace listed for $100.00 will cost the advertiser $125.00. The blogger will get $100.00 and PayPerPost makes $25.00.

Now that we have covered both aspects of PayPerPost and ReviewMe bloggers want to know which service is better. For any starter blogs, PayPerPost is clearly your only option because the prerequisites are much lower than ReviewMe. You have no limit to the amount of reviews you wish to do and I have seen small blogs making over $1000.00 per month using PayPerPost only because of the large amount of opportunities. You also need to find a balance between writing normal posts and paid posts but that makes for another post :smile: . Don’t go overboard with paid reviews. Mature blogs can potentially make more with ReviewMe, you definatly won’t have as many review opportunities with ReviewMe but the reviews you do will pay more.

I will be taking my own advice and start with PayPerPost and see where I go from there. If you use either PayPerPost or ReviewMe please share your experiences with it so far so we can all hear your story and learn from it. Please do this in the comments below.